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      <news:publication_date>2026-08-06T21:19:40.532Z</news:publication_date>
      <news:title>Ottawa and Toronto Commit $2.7 Billion to Rentals With 99-Year Property Tax Exemptions on Nine Sites</news:title>
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      <news:publication_date>2026-08-06T13:31:12.774Z</news:publication_date>
      <news:title>Prairie Storm Losses Reach $840 Million as Insured Damage Nears $1,000 Per Resident Since 2021</news:title>
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      <news:publication_date>2026-08-06T12:00:49.580Z</news:publication_date>
      <news:title>B.C. Wildfire Evacuations Hit 4,700 Properties: What Your Home Insurance Covers Under an Order Versus an Alert</news:title>
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    <loc>https://www.homeowner.ca/n/niagara-basement-flooding-claims-hinge-on-optional-sewer-backup-coverage-most-ontario-policies-exclude-by-default</loc>
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      <news:publication_date>2026-08-06T11:38:52.211Z</news:publication_date>
      <news:title>Niagara Basement Flooding Claims Hinge on Optional Sewer Backup Coverage Most Ontario Policies Exclude by Default</news:title>
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